STEPS TO HACK CREDIT CARDS OR DEBIT CARDS

 The first thing he would do is turn on Fragrouter, so that his machine can perform IP forwarding.

After that, he’ll want to direct your Wi-Fi network traffic to his machine instead of your data traffic going directly to the Internet. This enables him to be the “Man-in-the-Middle” between your machine and the Internet. Using Arpspoof, a real easy way to do this, he determines your IP address is 192.168.1.15 and the Default Gateway of the Wi-Fi network is 192.168.1.1:

The next step is to enable DNS Spoofing via DNSSpoof: 

Since he will be replacing the Bank's or Online Store’s valid certificate with his own fake one, he will need to turn on the utility to enable his system to be the Man-in-the-Middle for web sessions and to handle certificates. This is done via webmitm:  

At this point, he is setup and ready to go, he now needs to begin actively sniffing your data passing through his machine including your login information and credit card info. He opts to do this with Ethereal, then saves his capture: 

He now has the data, but it is still encrypted with 128-bit SSL. No problem, since he has the key. What he simply needs to do now is decrypt the data using the certificate that he gave you. He does this with SSL Dump:  

The data is now decrypted and he runs a Cat command to view the now decrypted SSL information. Note that the username is “Bankusername” and the password is “BankPassword”. Conveniently, this dump also shows that the Banking site as National City. FYI, the better, more secure banking and online store websites will have you first connect to another, preceeding page via SSL, prior to connecting to the page where you enter the sensitive information such as bank login credentials or credit card numbers. The reason for this is to stop the MITM-type attack. How this helps is that if you were to access this preceeding page first with a "fake" certificate and then proceeded to the next page where you were to enter the sensitve information, that page where you would enter the sensitive information would not display. That is because the page gathering the sensitive information would be expecting a valid certificate, which it would not receive because of the Man-in-the-Middle. While some online banks and stores do implement this extra step/page for security reasons, the real flaw in this attack is the uneducated end-user, as you'll soon see:

With this information, he can now log into your Online Banking Account with the same access and privileges as you. He could transfer money, view account data, etc.

Below is an example of a sniffed SSL credit card purchase/transaction. You can see that Elvis Presley was attempting to make a purchase with his credit card 5440123412341234 with an expiration date of 5/06 and the billing address of Graceland in Memphis, TN (He is alive!). If this was your information, the hacker could easily make online purchases with your card. 

Also Real Bad News for SSL VPN Admins

This type of attack could be particularly bad for corporations. The reason for this is that Corporate SSL VPN solutions are also vulnerable to this type of attack. Corporate SSL VPN solutions will often authenticate against Active Directory, the NT Domain, LDAP or some other centralized credentials data store. Sniffing the SSL VPN login then gives an attacker valid credentials to the corporate network and other systems.

What an End-User Needs To Know 

There’s a big step and end-user can take to prevent this from taking place. When the MITM Hacker uses the “bad” certificate instead of the “good”, valid certificate, the end-user is actually alerted to this. The problem is that most end-users don’t understand what this means and will unknowingly agree to use the fake certificate. Below is an example of the Security Alert an end-user would receive. Most uneducated end-users would simply click “Yes”… and this is the fatal flaw: 

By clicking “Yes”, they have set themselves up to be hacked. By clicking the “View Certificate” button, the end-user would easily see that there is a problem. Below are examples of the various certificate views/tabs that show a good certificate compared to the bad certificate:  

Left One Good Certificate and right one fake certificate

How an End-User Can Prevent This

• Again, the simple act of viewing the certificate and clicking “No” would have prevented this from happening.
• Education is the key for an end-user. If you see this message, take the time to view the certificate. As you can see from the examples above, you can tell when something doesn’t look right. If you can’t tell, err on the side of caution and call your Online Bank or the Online store.
• Take the time to read and understand all security messages you receive. Don’t just randomly click yes out of convenience.

How a Corporation Can Prevent This

• Educate the end-user on the Security Alert and how to react to it.
• Utilize One Time Passwords, such as RSA Tokens, to prevent the reuse of sniffed credentials.

• When using SSL VPN, utilize mature products with advanced features, such as Juniper’s Secure Application Manager or Network Connect functionality.  

Enjoy..!!